Not sure how to start?
Ask about filing a property damage claim and the information an attorney may need to review your situation.
Florida property insurance claims
Storm damage to your home?
Know your next step.
After Hurricane Isaias, getting answers about your insurance claim should not add to the uncertainty. Request a free consultation with Nicole Sodano PLLC.
Need help filing, waiting on an answer, or facing an underpaid or denied claim? Tell us where things stand so we can review how we may help.
Request my free consultation →For homeowners in Destin and across the Florida Panhandle.
Start with your situation
Request a claim review
Four short steps, with questions tailored to your claim. Tell us what happened and how to reach you.
Prefer to call? (786) 744-2730
Submitting this form does not create an attorney-client relationship.
Free initial consultationFlorida property insurance lawNew, delayed & denied claims
Help at every claim stage
You do not have to have
a denial to ask for help.
From questions about a first claim to a dispute with your insurance company, the next step depends on your policy, the damage, and the insurer's response.
Delayed or underpaid?
If your claim is taking time, the payment seems too low, or damage was assessed below your deductible, request a review of your options.
Claim denied?
A denial may raise questions about your policy and the insurer's decision. An attorney can evaluate a dispute and whether litigation may be appropriate.
Meet your attorney
Nicole Sodano
Focused on property insurance disputes.
Nicole Sodano PLLC represents Florida property owners in insurance claim matters, including denied and underpaid claims.
Tell us what happened to your home and where your claim stands. The firm can review your inquiry, explain whether it may be able to help, and discuss next steps.
Serving Florida property owners. Office in Miami.
Tell us about your claim →Before you submit
A few common questions.
Can I ask for help before filing a claim?
Yes. Choose “I need help filing a claim” in the survey. You can request a consultation about your situation before receiving a denial or payment.
What types of damage can I tell you about?
Describe storm-related roof, wind, rain or water damage to your property. Coverage depends on the policy and cause of loss; flood or storm-surge damage may involve separate coverage. Submitting an inquiry does not confirm coverage.
Does a denied claim mean I need to sue?
Not necessarily. An attorney must review the policy, insurer's decision and circumstances before advising on available options, including whether a lawsuit is appropriate. No result is guaranteed.
What should I include in this survey?
Include your property city or ZIP, the storm or date, a brief damage description, and the status of any claim. If another lawyer represents you on this matter, please say so. Do not upload confidential documents or include policy numbers here.
What happens after I submit?
The firm receives your consultation request and may contact you by phone or email to discuss it. Representation begins only after the firm accepts your matter and you enter into an engagement agreement.
Start with a conversation.
Get clarity about your storm-damage insurance claim.
Request a free consultation →Or call (786) 744-2730